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How to find the best car insurance in Illinois

September 28th, 2022

Illinois has some of the busiest highways in the country. In 2020, over 348,000 crashes in Illinois, with more than 20% resulting in injuries or deaths. There are plenty of other cars to keep an eye out for on the road in a state with 8.5 million licensed drivers. If you have car insurance in Illinois, it can protect you financially in the event of an accident.

In general, car insurance in Illinois is less expensive than in the rest of the country. The average cost of vehicle insurance in the United States is $1680 per year for a full coverage policy, but the average cost in Illinois is $1491.

Minimum coverage is similarly less expensive in Illinois, with an annual premium of $453 on average. Drivers in the United States spend an average of $573 per year for minimal coverage.

Although car owners in Illinois may find their prices are higher than the national average due to the increased chance of accidents on the area’s congested streets, most Illinois pays lower-than-average premiums for car insurance.